Insure Your Success: The Side Hustler's Guide to Selling Insurance

toy car on paper on top of a desk with a set of real life car keys next to it

Selling insurance as a side hustle offers a flexible and potentially lucrative opportunity to earn extra income. Whether you're a stay-at-home parent, a college student, or a full-time employee looking to boost your earnings, becoming an insurance agent can provide a rewarding way to achieve your financial goals.


How It Works:

As an insurance agent, your primary role is to sell insurance policies to individuals or businesses. This involves assessing clients' needs, explaining policy options, and helping them choose the right coverage. You may work independently as an agent for a specific insurance company or as a broker representing multiple insurers.



Selling insurance is quickly rising in the side hustle area, and these are some of the key benefits to it:

  • Flexible schedule: Work when it suits you, whether it's evenings, weekends, or during lunch breaks.

  • Unlimited earning potential: Your income is directly tied to your sales performance, allowing you to earn more as you sell more policies.

  • Helping others: Provide clients and their families valuable financial protection, giving them peace of mind.

  • Low startup costs: Minimal investment is required to start, often limited to obtaining a license and basic marketing materials.

  • Career advancement opportunities: With experience and success, you can progress to higher-paying roles or even start your insurance agency.



Although selling insurance is a very good side hustle, like everything else it does come with some potential drawbacks. Some of these include: 

  • Commission-based income: Your earnings may fluctuate based on sales performance, requiring consistency and persistence.

  • Regulatory requirements: Obtaining an insurance license and staying compliant with industry regulations can be time-consuming and involve ongoing training.

  • Customer rejection: Not all leads will convert into sales; rejection is part of the sales process.

  • Competition: The insurance market is competitive, requiring effective marketing and sales strategies to stand out.

  • Administrative tasks: Alongside selling, you'll need to manage paperwork, follow up with leads, and handle customer inquiries.


Average Earning Potential:

The earning potential for insurance agents varies widely depending on factors such as sales volume, product mix, and commission structure. While it's challenging to provide an average hourly rate due to the commission-based nature of the job, successful agents can earn significant income through commissions and bonuses.


Getting Started:

To begin your journey as an insurance agent, research licensing requirements in your state and complete any necessary pre-licensing education courses.

Consider joining professional organizations like the National Association of Insurance Commissioners (NAIC) or the Independent Insurance Agents & Brokers of America (IIABA) for support and networking opportunities.

Websites like and offer resources and training programs to help you prepare for licensing exams.



Selling insurance as a side hustle can be a rewarding venture, offering flexibility, earning potential, and the opportunity to make a positive impact on clients' lives. By understanding the benefits, drawbacks, and average earning potential, you can make an informed decision about whether this side hustle is right for you.

With dedication, perseverance, and a customer-focused approach, you can succeed in the dynamic and ever-evolving insurance industry.


Some Other Side Hustles You May Be Interested In: 

  1. Matched betting
  2. Affiliate marketing
  3. Social media management
  4. Virtual assistance
  5. Online surveys


Sign Up For The Hustle Report

Want to receive the latest cash-building tips, trending hustles, and expert insights to help bolster your monthly income? Sign up for The Hustle Report, our weekly side hustle newsletter.


Sign up for our 7-day full access trial for just $1 and get all of our software, strategies and support to make $1,000s.

Start Your $1 Trial
*DISCLAIMER: We're legally required to state that there is no guarantee of specific results each month. The amount of money that you earn can vary dependant on the time and effort that you commit each month.